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I’m working on a Business exercise and need support.Longevity Risk is a hot topic among insurance academics and the industry. In fact, there is an entire conference that is focused on research related to longevity risk. For more info on Longevity Risk, check out:https://www.naic.org/cipr_newsletter_archive/vol7_managing_longevity_risk.pdf (Links to an external site.)Put on your CEO hat, and imagine you are the Chief Executive Officer of an insurance company that sells life insurance and annuity products. How would an increased life expectancy impact your company’s business model? Would the impact be the same for life insurance products and annuity products? What role does the investment income earned on insurance premiums play?NOTE: Life expectancy in the United States dropped a full year during the first half of 2020, as the coronavirus (Links to an external site.) pandemic took hold of the nation, according to provisional estimates in a new report (Links to an external site.) published Thursday by the Centers for Disease Control and Prevention. Do you see this as a temporary counter-trend or a major shift in life expectancies?
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