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Search online for articles related to the topic you pick (e.g. “insurance coverage for pre-existing conditions”).
Summarize the findings of at least three (3) articles, using the following format:
Essay length: at least one page,
Paragraph = double space,
12 pt. font.
Please list references in a separate page. Any format is acceptable, as long as it is consistent.
Research Essay 1
1. Discuss financial services.
2. Discuss bancassurance.
3. Discuss universal banking.
4. Discuss COVID-19 and pandemics.
5. Discuss liability risks.
6. Discuss speculative risks.
7. Discuss utility theory and risk management.
8. Discuss personal injury protection.
9. Discuss bond insurance.


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